US Citizens Buying Property in Eleuthera: A Guide to Owning Real Estate in the Bahamas
By Glenn Ferguson | Luxury Bahamas Real Estate Agent & Residency Consultant

Welcome to Paradise: Why Eleuthera is a Dream Come True for US Buyers

US citizens buying property in Eleuthera are discovering just how attainable it is to own a piece of paradise just a short flight from the United States.

With its turquoise waters, pink-sand beaches, and relaxed way of life, Eleuthera offers more than just a tropical escape—it provides lifestyle, investment value, and long-term financial benefits.

What makes Eleuthera especially appealing is the ease of ownership for foreigners.

With no income tax, no capital gains tax, and no inheritance tax, the Bahamas has built a reputation as one of the most investor-friendly destinations in the Caribbean.

Whether you're purchasing a second home, a vacation villa, or a rental property, the path to ownership is clear and accessible.

Hello, I’m Glenn Ferguson, a luxury Eleuthera Bahamas Real Estate Agent and Residency Consultant with over 24 years of experience helping high-net-worth buyers find exclusive properties in the Bahamas.

I specialize in guiding investors and homebuyers to discover beachfront estates, private villas, and vacation homes, offering personalized, concierge-level service to make the buying process seamless and stress-free.

Let me walk you through why Eleuthera is a prime destination for US Citizens buying property in The Bahamas and looking for beachfront bliss and long-term value.

Why Eleuthera is a Popular Choice for US Citizens

Here’s why Eleuthera continues to attract American buyers:

• Proximity: Direct flights from Miami, Fort Lauderdale, and Atlanta bring you to Eleuthera in under two hours.

• Low-Tax Environment: No income, estate, or capital gains taxes make this a prime location for wealth preservation.

• Ease of Travel: North Eleuthera Airport connects easily with major hubs, making weekend getaways possible.

• Peaceful Living: A growing expat community, safe neighborhoods, and natural beauty set the tone for a better quality of life.

• Solid Investment Potential: As the island continues to grow in popularity, property values remain on an upward trend.

How US Citizens Can Buy Property in Eleuthera

The buying process is clear and direct for Americans:

1. Choose Your Property
   Beachfront, oceanview, or inland—there are options to match every budget and lifestyle.
2. Partner with a Trusted Agent
   As your local Bahamas Real Estate Agent, I walk you through the entire process, from search to closing.
3. Get Approval (If Needed)
   Properties over two acres or intended for rental require a permit through the Bahamas Investment Authority. For smaller, personal-use properties, registration post-purchase is often all that's needed.
4. Legal Representation
   A Bahamian attorney will handle the title search, draft the contract, and register your ownership with the government.
5. Close the Deal
   Once contracts are signed and funds transferred, the property is officially yours.

You can own property in your personal name, company, or trust—whichever structure works best for your needs.

Types of Properties Available for US Buyers in Eleuthera

Options include:

• Luxury Villas – Fully furnished and ready to rent or move in.
• Vacation Homes – Lock-and-leave properties with strong rental potential.
• Oceanfront Cottages – Perfect for family escapes or personal retreats.
• Undeveloped Land – For those looking to design and build from the ground up.
• Historic Colonials – Classic homes in Governor’s Harbour and nearby communities.

There’s truly something for every vision—from laid-back island charm to high-end modern living.

Financing Options for US Citizens Buying Property in Eleuthera

While many Americans pay in cash, financing is available:

• Local Banks: CIBC FirstCaribbean and RBC offer mortgage loans to qualified foreign buyers. Down payments usually start at 30%.
• Cross-Border Loans: Some US institutions provide financing for second homes abroad.
• Private Financing & Equity Lines: You can also leverage US-based home equity to fund your purchase.

Lenders typically require proof of income, a property appraisal, and insurance coverage tied to the loan.

The Investment Potential of Eleuthera Real Estate for US Citizens

Eleuthera is more than a personal retreat—it’s a solid investment:

• Vacation Rental Demand: Year-round tourism supports strong occupancy rates.
• Appreciation Trends: Limited land and growing demand are fueling long-term value increases.
• No Capital Gains Tax: When you sell, your gains are tax-free under Bahamian law.
• Resale Market: Well-maintained homes in desirable areas are easy to sell or rent.

If you’re looking to combine lifestyle with smart investing, Eleuthera is an ideal match.

The Benefits of Owning Property in Eleuthera for US Citizens

Owning real estate here comes with lasting perks:

• Effortless Access: Weekend getaways are realistic, thanks to fast flights from the US.
• Privacy & Security: Gated communities and beachfront estates offer unmatched peace of mind.
• Outdoor Lifestyle: Dive, sail, hike, or unwind—there’s no shortage of natural beauty to enjoy.
• Rental Flexibility: Rent your home short-term or long-term when you’re not using it.
• Permanent Residency Options: Property ownership can support your long-term residency goals.

Eleuthera isn’t just where you invest—it’s where you recharge, reconnect, and truly live.

Why Glenn Ferguson is Your Guide for US Citizens Buying Property in Eleuthera

With over 24 years in Bahamian real estate and as a licensed residency consultant, I’ve helped hundreds of US clients purchase homes in Eleuthera. My approach is personalized, direct, and built on local expertise.

Here’s what you can expect working with me:

• Curated property recommendations
• Clear guidance through the permit and legal process
• Strong network of local professionals
• Ongoing support—even after the sale
• A seamless experience that respects your time and investment goals

From the first call to the final signature, I’m committed to helping you buy with confidence and clarity.

Ready to Buy Property in Eleuthera?

US citizens buying property in Eleuthera are making one of the smartest lifestyle and investment decisions available in the Caribbean—and I’m here to help make the process seamless.

Call or WhatsApp: +1 (242) 395-8495
Contact Glenn Ferguson: The Bahamas Luxury Authority 

About the Author

Glenn Ferguson

Luxury Bahamas Real Estate Agent | Eleuthera, Bahamas
Over 24 Years of Experience | Concierge-Level Service

I'm Glenn Ferguson, a licensed Bahamas Real Estate Agent specializing in luxury homes across Eleuthera. For over two decades, I’ve helped international buyers, second-home seekers, and investors secure properties in The Bahamas.

My clients value privacy, expert guidance, and direct access to listings you won’t find online.

If you're ready to own a piece of Eleuthera's coastline, I’m here to help you make it happen—with clarity, confidence, and trusted insight.

Let’s talk about your Eleuthera real estate goals:
ASK Glenn About Buying Real Estate in Eleuthera Bahamas
Or call me directly at 1-(242)-395-8495