Bahamas Residency by Investment Calculator 2026 | EPR Cost Estimator | Glenn Ferguson BREA #1247
Interactive Tool · Updated February 2026

Bahamas Residency by Investment Calculator

Estimate your total Bahamas Economic Permanent Residency costs in real time. Adjust the property value, family size, and source country below. The calculator shows your one-time investment costs, government fees, and annual property tax — plus an approximate conversion to your home currency. All figures based on current 2026 rates.

Glenn Ferguson
Glenn Ferguson — Residency ConsultantBREA #1247 · Bahamas MLS · 24+ Years
BREA Licensed #1247
24+ Years Experience
Residency Consultant

Minimum $1,000,000 for EPR qualification. Slide to estimate costs at different price points.

$1,500,000
Above $1.5M threshold — qualifies for accelerated processing

Standard EPR ($20,000 fee) does not include work rights. Pay $25,000 for the right to operate your own business.

Spouse and dependent children under 18. $300 per additional person.

Spouse
Dependent Children
0

Bahamian attorney fees for conveyance and Immigration filing. Typically 1–2.5% of property value.

1.5%

Approximate conversion for reference. Actual rates vary daily. BSD is pegged 1:1 to USD.

Estimated Total Investment
$1,618,700
One-time costs including property, fees, and VAT
Property Purchase
$1,500,000
VAT — Buyer Share (~5%)
$75,000
Government Processing Fee
$20,000
Application Fee
$200
Family Endorsements
$300
1 person × $300
Legal Fees (estimated)
$22,500
1.5% of property value
Estimated Annual Property Tax
$13,250
Owner-occupied graduated scale, $150,000 annual cap (183+ days/yr)
Approximate Total in USD
$1,618,700
BSD is pegged 1:1 to USD — no conversion needed

This calculator provides estimates only and does not constitute financial advice. Actual costs may vary based on property specifics, attorney fees, exchange rates, and government fee changes. Glenn provides precise cost breakdowns during consultation. Currency rates are approximate mid-market rates and should not be used for financial planning.

Glenn Ferguson
Glenn's Tip

This calculator gives you a solid ballpark, but every transaction is different. Attorney fees vary by complexity, some properties have unusual VAT situations, and your nationality affects FX and regulatory costs. WhatsApp me your budget range and I'll give you a precise estimate within 24 hours — no obligation.

How is property tax calculated? Bahamas owner-occupied residential property tax follows a graduated scale: 0% on the first $300,000, 0.625% from $300,000 to $500,000, and 1% above $500,000. As of July 2025, the annual cap is $150,000 (previously $60,000) — but it requires at least 183 days per year of residence. EPR holders meeting only the 90-day minimum qualify for the graduated rates but should confirm cap eligibility with their attorney. To qualify as "owner-occupied," you must reside in the property for a minimum of 90 days per year.

What's not included in this estimate? Title insurance (optional), property inspection fees, mortgage arrangement fees (if applicable), furniture and fit-out costs, homeowners association fees, and ongoing maintenance. Glenn provides a complete cost schedule during your consultation that covers every line item specific to your chosen property.

For detailed cost information by nationality, see the American, British, Canadian, Indian, or Chinese investor guides.

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About Glenn Ferguson

Glenn Ferguson

Glenn Ferguson

BREA Licensed #1247 · Bahamas MLS · Residency Consultant · 24+ Years

Glenn Ferguson is a licensed Bahamas real estate agent (BREA #1247) and authorized residency consultant based in Nassau. Over 24 years, he has guided foreign buyers from the US, UK, Canada, India, China, and across the world through property acquisition and EPR applications. Glenn handles both the property purchase and residency filing — one relationship from consultation through certificate. Contact Glenn for a precise cost estimate tailored to your specific property, family situation, and nationality.

View Glenn's full profile and credentials →

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Share your budget and goals. Glenn will provide a precise cost breakdown within 24 hours.

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Glenn provides precise cost breakdowns, identifies qualifying properties, and manages your entire EPR application.