Buying Real Estate in The Bahamas: Complete 2025 Guide | Foreign Ownership, Residency & Investment Skip to main content

By Glenn Ferguson – Licensed Bahamas Real Estate Agent & Residency Consultant

Looking for Asset Security, Tax Relief, and a Waterfront Lifestyle?

In 2025, more investors, retirees, and mobile entrepreneurs are seeking countries where their money works harder—and their lifestyle doesn't compromise. The Bahamas offers all the right fundamentals: no income or capital gains tax, secure property ownership, strong asset protection laws, and a direct path to permanent residency through real estate investment.

Whether you're searching for a second home, planning to retire, or looking to expand your portfolio offshore, buying property in The Bahamas is a decision built on freedom, return, and long-term value.

Discover the unparalleled beauty and luxury that awaits property owners in The Bahamas

Explore the pristine waters, luxury amenities, and exclusive lifestyle that comes with Bahamas property ownership

Why The Bahamas Is a Strategic Real Estate Investment

Forget the cliché of a tropical escape—The Bahamas is a tax-neutral jurisdiction with a mature real estate market and a legal system based on British common law. That makes it ideal for high-net-worth individuals focused on diversification and lifestyle continuity.

100% Foreign Ownership

Foreign property ownership is completely permitted with full ownership rights and protections under Bahamian law.

Zero Tax Benefits

No personal income tax, capital gains tax, or inheritance tax on your real estate investments.

Strong Legal Protection

Robust land title protections based on the established British common law system.

Residency Pathway

Permanent residency options available for qualifying foreign property investors.

High Rental Yields

Excellent returns in vacation rental markets with strong year-round tourism demand.

Direct Access

Easy travel access from the U.S., Canada, and Europe with established infrastructure.

Real Client Success Story

One client recently purchased a $1.5M condominium in Ocean Club Estates. It now produces six figures annually through vacation rentals while meeting the threshold for fast-track permanent residency.

Can Foreigners Buy Real Estate in The Bahamas?

YES - Complete Foreign Ownership Rights

Foreign buyers can legally purchase, own, and sell real estate in The Bahamas with the same rights as Bahamian citizens. International investors enjoy full property ownership with very few restrictions.

Government Permit Requirements

You'll only need a government permit from the Bahamas Investment Authority (BIA) if your purchase involves:

  • Land parcels over 2 acres in size
  • Properties designated for commercial use or rental purposes
  • Developments that include marina or resort components

Important: A licensed Bahamian attorney will handle all permit applications on your behalf.

Quick Answer: "Can Americans buy property in the Bahamas?"

Yes. U.S. citizens and other foreign nationals can purchase and own real estate in The Bahamas, including luxury condominiums, homes, and land with full ownership rights.

Where to Buy: Best Areas for Value, Lifestyle & Investment Income

Nassau & New Providence Island

The capital and commercial center of the Bahamas. Strong resale value, year-round demand, and comprehensive amenities.

Best for: Families, long-term expats, working professionals

Prime neighborhoods: Old Fort Bay, The Grove, Sandyport, Palm Cay

Paradise Island

Exclusive, secure, and walkable luxury enclave. Near world-class resorts, championship golf, marina facilities, and casino entertainment.

Best for: High-end condominiums, luxury investment rentals

Top developments: Ocean Club Estates, The Reef Residences at Atlantis, Marina Village

Investment insight: Luxury condominiums at The Reef generate $6,000–$10,000 per month during peak tourism season.

Exuma Cays

Secluded luxury destination with pristine turquoise waters and growing demand for boutique villas and eco-luxury resorts.

Best for: Private estates, beachfront villas, passive rental income

Hot zones: Great Exuma, Little Exuma, February Point Resort

Usage trends: High-net-worth buyers utilize these luxury villas for destination weddings, corporate retreats, and wellness tourism.

Step-by-Step: How to Buy a Home in The Bahamas

The property acquisition process is efficient and straightforward with proper professional support. Here's your complete roadmap:

Hire a Licensed Bahamas Real Estate Agent

Work exclusively with a certified member of the Bahamas Real Estate Association (BREA) who understands foreign buyer requirements and local market conditions.

Find the Right Property Match

Based on your specific goals—permanent residency qualification, rental yield optimization, personal use, or legacy wealth building.

Submit Offer & Sign Sales Agreement

Your real estate agent and attorney coordinate this legally binding step, ensuring all terms protect your interests as a foreign buyer.

Retain a Licensed Bahamian Attorney

They conduct comprehensive title searches, draft conveyance documents, and manage the entire closing process on your behalf.

Apply for Government Permit (if applicable)

Required only in special circumstances—your legal team handles all applications with the Bahamas Investment Authority.

Complete the Sale & Closing

Pay the required stamp duty, complete final documentation, and receive your official title documents with full ownership rights.

Permanent Residency Through Real Estate Investment

Foreign nationals who purchase residential property in The Bahamas valued at $750,000 or more are eligible to apply for Permanent Residency status.

Luxury Bakers Bay Bahamas real estate development showcasing exclusive residency opportunities
Bakers Bay - Exclusive Residency Community

Fast-Track Processing

Property investments of $1.5 million or above qualify for expedited application processing and priority consideration.

Family Inclusion

Spouse and dependent children may be included in your permanent residency application at no additional investment requirement.

No Minimum Stay Requirement

No annual minimum physical presence requirement to maintain your permanent residency status.

Offshore Wealth Planning

Long-term residency status supports sophisticated offshore wealth planning and tax optimization strategies.

Direct Answer: "Do you get residency with real estate in the Bahamas?"

Yes. Foreign nationals who invest at least $750,000 in Bahamas residential property can apply for permanent residency. Fast-track applications are available for investments of $1.5 million or above.

Complete Tax Guide: Fees, Costs & Annual Obligations

Bahamas real estate investment is highly tax-efficient with transparent, predictable costs and no hidden fees.

Goldwynn Bahamas luxury residences showcasing tax-efficient real estate investment opportunities
Goldwynn - Tax-Efficient Investment

Purchase Costs (One-Time)

  • Stamp Duty: 10% of purchase price (typically split between buyer and seller)
  • Legal Fees: 1–2.5% of purchase price for attorney services
  • VAT on Services: 10–12% applied to legal and real estate agency fees

Annual Tax Benefits

  • No Personal Income Tax
  • No Capital Gains Tax
  • No Inheritance Tax
  • Low Property Tax Rates

Annual Property Tax Rates Schedule

Property Value Bracket Annual Tax Rate
Up to $250,000 (owner-occupied primary residence) Completely Exempt
$250,001 – $500,000 0.625% of assessed value
$500,001 – $5,000,000 1.0% of assessed value
Over $5,000,000 0.25% flat rate (reduced for high-value properties)

Frequently Asked Questions About Buying Bahamas Real Estate

A: Yes. Foreign nationals can legally purchase, own, and sell real estate in The Bahamas with full ownership rights. Properties under 2 acres for personal residential use do not require government permits. This includes luxury condominiums, single-family homes, and vacant land.
A: Owner-occupied primary residences under $250,000 are completely exempt from property tax. Tax rates range from 0.625% to 1.0% for properties valued between $250,001-$5 million, with a reduced flat rate of 0.25% for properties over $5 million. Learn more about Bahamas property tax calculations.
A: Yes. Foreign nationals who purchase residential property valued at $750,000 or more qualify to apply for permanent residency in The Bahamas. Investments of $1.5 million or above qualify for expedited fast-track processing with priority consideration. Explore the complete residency program details.
A: The top investment areas are Nassau & New Providence (strong resale value and amenities), Paradise Island (exclusive luxury condominiums), and Exuma (secluded luxury villas). Prime neighborhoods include Ocean Club Estates, Old Fort Bay, The Grove, Sandyport, and Palm Cay.

Who's Buying Bahamas Real Estate in 2025?

Goldwynn Bahamas luxury residences attracting international buyers and investors in 2025
2025 Buyer Trends

Retirees & Pre-Retirees

Seeking year-round sunshine, personal safety, and zero income tax for their retirement years and pension income.

Digital Entrepreneurs

Location-independent business owners relocating for offshore tax optimization and enhanced quality of life.

Sophisticated Investors

Seeking income-producing luxury assets in politically stable markets with strong legal protections.

International Families

Establishing a secure second base with access to international schools, healthcare, and strong legal frameworks.

Strategic Market Timing: Best Time to Buy in 2025

With luxury inventory tightening in Nassau and Paradise Island, the first half of 2025 presents exceptional opportunity for qualified buyers before peak tourism season drives prices higher. Local financial institutions are also expanding financing options for foreign buyers with significant down payments.

Strategic Opportunity: Pre-construction units in gated marina communities offer excellent entry points for capital appreciation and residency eligibility while minimizing immediate carrying costs.

Explore More Bahamas Real Estate Resources

Discover additional guides, market insights, and investment opportunities

Ready to Start Your Bahamas Real Estate Journey?

Complete the form below for personalized guidance from Glenn Ferguson, your trusted Bahamas real estate expert and residency consultant.

Secure & Confidential: Your information is protected and will only be used to provide you with personalized Bahamas real estate guidance.

Let's Structure Your Bahamas Property Investment

Whether you're buying for lifestyle enhancement, legacy building, or investment returns, navigating Bahamas real estate requires more than property listings—it demands local expertise, strategic planning, and established professional connections.

As your on-the-ground advisor, I provide comprehensive guidance including:

Residency Application

Complete assistance with permanent residency applications and government liaison services

Investment Strategy

Expert advice for maximizing luxury rental returns and long-term appreciation potential

Free Download Available:

"The Smart Investor's Guide to Buying Real Estate & Gaining Residency in The Bahamas (2025 Edition)"

Or schedule a private one-on-one consultation with me, Glenn Ferguson. Let's structure your property purchase to deliver optimal lifestyle benefits, financial leverage, and long-term results that align with your investment objectives.

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Custom Property Search

Tailored property identification based on your specific investment goals and lifestyle requirements

Legal Coordination

Introductions to trusted attorneys and comprehensive closing support throughout the process

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