Bahamas Vacation Homes for Sale
Lock-and-leave condos, beachfront villas, resort residences, and marina homes across all islands. Earn rental income when you are away. Nassau ADR $510.80. 12.5 million visitors. Zero income tax. Glenn Ferguson, BREA #1247.
Types of Bahamas Vacation Homes
Lock-and-Leave Resort Condos
The easiest vacation home option. HOA handles exterior maintenance, landscaping, pool, and common areas. Many include managed rental programmes so your property earns income when you are away. Best options: Cable Beach condos (Goldwynn, One Cable Beach near Baha Mar), Reef Residences at Atlantis (branded rental programme), and Rosewood Baha Mar Residences (from $2.5M, five-star management).
Marina Community Homes
For boating families who want their vessel docked steps from the front door. Palm Cay (194 slips, from $400K), Sandyport (canal-front, from $500K), February Point in Exuma (gated marina community), and Bimini Bay (220+ slips, from $250K).
Beachfront Villas
Private beach access with the strongest rental premium. Available across all islands. Nassau waterfront from $1.5M+ in gated communities. Eleuthera and Exuma offer beachfront at 40-60% less than comparable Nassau pricing. See the waterfront homes guide.
Gated Community Estates
For families who want security, schools, and resort amenities. Old Fort Bay (beach club, restaurants, from $1.5M), Albany (golf, marina, from $2M), Lyford Cay (most exclusive, from $3M). See the luxury homes guide.
Nassau and Paradise Island Vacation Homes
Cable Beach Corridor - from $300K
The strongest vacation home market in Nassau. Near Baha Mar resort complex. One Cable Beach (from $500K), Goldwynn (from $800K), Aqualina (from $2.65M, only 27 ultra-luxury units). All offer managed rental programmes. Compare all three.
Paradise Island - from $700K
Reef Residences at Atlantis (condo-hotel with branded rental programme). Ocean Club Estates (from $3M, Four Seasons managed). The strongest tourist traffic in The Bahamas drives occupancy.
Palm Cay - from $400K
Modern marina community with beach club. 194 slips. Contemporary homes with strong rental appeal. Growing expatriate community on Nassau's east side. Full Palm Cay guide.
Sandyport - from $500K
Canal-front gated community. Marina village with shops and restaurants. Best value gated community near western corridor schools. Ideal for families who split time between Nassau and home country.
Family Island Vacation Homes
Eleuthera - from $250K
Pink sand beaches at Harbour Island. Eco-luxury market with strong growth. Jack's Bay Club (1,200-acre private club, Tiger Woods TGR Design). Oceanfront villas at 40-60% below Nassau pricing. Growing vacation rental market.
Exuma - from $500K
World-class boating, swimming pigs, Thunderball Grotto. Grand Isle Resort (managed rental programme). February Point (gated marina community). Private islands from $2M. High-value villa rentals for the boating community.
Bimini - from $250K
50 miles from Miami. Under 30 minutes by seaplane. Bimini Bay condos with marina (220+ slips). Banyan Tree Bimini (from $3.5M, managed rental via The Sanctuary Club). The easiest Bahamas weekend getaway from South Florida.
Abaco - from $400K
Boating capital. Montage Cay (opening 2026). Bakers Bay (Tom Fazio golf). Hope Town. Scotland Cay (private runway + marina). Post-Dorian rebuilding has produced modern hurricane-resilient inventory.
Andros - from $150K
Most affordable waterfront. Kamalame Cay luxury resort (villas from $1.2M). World-class bonefishing. Third largest barrier reef. Nature-focused vacation retreat.
Rental Income from Your Vacation Home
Nassau STR ADR: $510.80 (AirDNA/CBOB, August 2025). Luxury properties achieve $1,000-$5,000+/night in peak season (December through April). The Bahamas welcomed 12.5 million visitors in 2025, generating $7 billion in revenue.
Licensing: Short-term rentals (45 days or fewer) require a commercial business licence from DIR. Annual fees $500-$2,500.
VAT: 10% VAT on all rental income. No income tax on rental profits.
Management: 20-30% of gross STR income. Covers guest coordination, cleaning, listing management, and maintenance. Resort condos (Reef at Atlantis, Rosewood, Banyan Tree) include built-in management programmes.
HOA rental restrictions: Some gated communities restrict or prohibit short-term rentals. Glenn confirms current HOA rental policies for every property before you commit.
See the full rental income guide for detailed projections.
Want a Vacation Home Shortlist?
Tell Glenn your budget, preferred island, and whether rental income matters. He sends a handpicked shortlist within 48 hours including off-market opportunities.
Costs of Buying a Vacation Home
Closing costs: 8-11% of purchase price. VAT on conveyance 5% buyer share. Legal fees 2.5-3.5% plus 10% VAT. Title insurance 0.5-1%. DIR VAT invoice required (July 2025). Closing Cost Calculator.
Property tax (non-owner/vacation): 1% on first $500,000, 2% above $500K. Annual cap $150,000 (RPT Amendment Act No. 43 of 2025). Property Tax Calculator.
Property tax (owner-occupied): First $300,000 exempt, 0.625% on $300K-$500K, 1% above $500K. Same cap. Requires 183+ days/year residency for owner-occupied rates.
Insurance: 1.5-3% of insured value annually. Waterfront and exposed locations higher. Windstorm and flood coverage essential.
HOA fees: Vary by community. Resort condos $3,000-$15,000+/year. Gated communities $5,000-$30,000+/year.
Residency Through Your Vacation Home
EPR ($1M+): Government fee $20,000. Dependent $300/person. Hold 10 years. 90 cumulative days/year in The Bahamas. $1.5M+ accelerated (~3 weeks). Does not grant work rights. Full guide.
HORC (any value): $700/year ($200 processing + $500 issuance). Facilitates entry and stay. Annual renewal. Ideal for vacation home owners under $1M.
Honest Risks for Vacation Home Buyers
Seasonal vacancy. Occupancy drops May through November. Budget for 3-5 months reduced income. Build cash reserves covering 6 months of expenses.
Hurricane season. June through November. Insurance 1.5-3%. Generator essential ($8K-$25K). 140mph+ construction standard. Your property manager handles storm preparation when you are away.
HOA rental restrictions. Some luxury communities prohibit or restrict short-term rentals. Confirm before buying if rental income is part of your plan.
Remote management. Absentee ownership requires a reliable property manager. Vet references carefully. Glenn connects you with tested managers only.
Higher non-owner tax rate. Vacation homes taxed at non-owner rates (1%/2%) unless you spend 183+ days/year. On a $1M property: ~$15,000/year non-owner vs ~$7,500 owner-occupied.
2026 Market Context
Tourism: 12.5 million visitors in 2025, $7 billion revenue (Ministry of Tourism, January 28, 2026). Record demand supports vacation rental income.
Safety: Murders fell 31% (83 vs 120, RBPF January 27, 2026). Armed robberies -39%. Gated communities have 24/7 security.
Economy: GDP grew 2.8% (IMF, February 2026). Food VAT removed April 1, 2026. See the 2026 Market Report.
Free Bahamas Buyer Tools
Closing Cost Calculator Property Tax Calculator EPR Cost Calculator ROI Calculator AI Property Finder Residency Checker Caribbean Tax Comparison Relocation Cost
Vacation Homes FAQ
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Related Bahamas Guides
Get Your Vacation Home Shortlist
Tell Glenn your budget, preferred island, and whether rental income matters. Shortlist within 48 hours including off-market opportunities.
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