Kamalame Cay Bahamas Real Estate (2026) | Andros
Private Island Resort — Andros — Established

Kamalame Cay Real Estate, Bahamas

96-acre family-run private island off Andros, on the world's third largest barrier reef. Turnkey villas, homesites, and the Bahamas' only overwater spa. Homes from $1.2 million.

96 AcresPrivate Island
~75Planned Residences
$1.2M-$6M+Current Listings
3 MilesPrivate Beach
Glenn Ferguson
Glenn Ferguson — Licensed Bahamas Real Estate Agent, BREA, Bahamas MLS Member & Residency Consultant · 24+ years
BREA Licensed Bahamas Real Estate Agent Bahamas MLS

Kamalame Cay — Private Island Living on Andros

Kamalame Cay is a 96-acre family-run private island off the northeast coast of Andros, the largest and least developed island in The Bahamas. It sits less than a mile from the Andros Barrier Reef — the third largest barrier reef system in the world — offering some of the finest diving, snorkelling, and bonefishing on Earth.

Unlike larger branded developments, Kamalame is intimate and established. The island operates as a boutique resort with 21 oceanfront accommodations and will feature approximately 75 residences when fully built out. Current inventory includes turnkey furnished villas (2-5 bedrooms, $2.4M-$6M+) and undeveloped homesites (from $1.2M). All properties are oceanfront or ocean-view with private beach access.

What makes Kamalame unique: This is The Bahamas' only private island with an operating overwater spa, established dining, and a working resort infrastructure — meaning your property generates rental income from day one through the resort's rental programme. No waiting for construction completion or hotel opening.

Current Listings

Waterfront homes at Kamalame Cay, Andros Bahamas
PropertyTypeSizePrice
Undeveloped homesitesLand~0.5 acresFrom $1,200,000
Turnkey villas (2-3 BR)Villa~2,200-3,500 sq ft$2,450,000-$3,000,000
Oceanfront estates (4-5 BR)Estate~3,500-4,600+ sq ft$3,800,000-$5,990,000

Listings as of early 2026. Inventory is limited and changes frequently. Plus 8-11% buyer-side closing costs. All villas delivered fully furnished to resort standards. Contact Glenn for current availability.

AI Property Finder All Andros Listings

Resort Amenities for Owners

The Bahamas' only overwater spa — treatments suspended above crystal-clear water, available to all residents and resort guests.

Three miles of private beach — white sand coastline surrounding the island, with secluded stretches accessible only to residents.

Dining: The Great House Restaurant and Bar (fine dining, locally sourced), Tiki Bar and Beach House Grill (casual oceanfront), and SugarCane lounge. Three dining tiers available: a la carte, Guest of House (all meals), and Premium (all meals plus resort wines and spirits).

Recreation: Heated freshwater pool, clay tennis courts, yoga pavilion, marina and dive shop with direct barrier reef access, kayaks, paddleboards, snorkelling gear, bicycles, alfresco cinema, and golf carts for island transport.

Diving and fishing: Less than a mile from the Andros Barrier Reef. World-class bonefishing flats, blue hole diving, and deep-sea fishing. The resort arranges guided excursions.

Access: Seaplane from Nassau (~15-20 minutes) or private ferry from Fresh Creek, Andros. Fresh Creek International Airport has commercial service.

Seasonal note: The resort closes annually from approximately late August through late October (hurricane season), with slight date variations each year. Owners retain property access during closure.

Closing and Holding Costs

Cost ItemRateOn $1.2MOn $3MOn $6M
VAT on conveyance (buyer 50%)5%$60,000$150,000$300,000
Legal fees (incl. 10% VAT)2.75-3.85%$33,000-$46,200$82,500-$115,500$165,000-$231,000
Title insurance0.5-1%$6,000-$12,000$15,000-$30,000$30,000-$60,000
BIA registrationNominal~$250~$250~$250
Total buyer-side8-11%$99K-$118K$248K-$296K$495K-$591K

Annual Holding Costs (Estimate)

On a $3M villa (owner-occupied): property tax approximately $26,250/year (first $300K exempt, 0.625% to $500K, 1% above, capped $150K), insurance $30,000-$90,000 (1-3%, island location), resort association fees (varies), utilities variable. Non-owner (rental) tax rate is higher: 1% first $500K, 2% above. Glenn provides property-specific projections.

Closing Cost Calculator Property Tax Calculator

Residency Through Kamalame Cay

PathHORCStandard EPRAccelerated EPR
Min. investmentAny value$1,000,000$1,500,000+
Fee$500/yr + $25/dep$20,000 + $300/family$20,000 + $300/family
ProcessingStandardMonths~3 weeks
Hold periodMust own10 years10 years

Most Kamalame Cay listings exceed the $1M EPR threshold. Villa purchases ($2.4M+) all qualify for accelerated processing. Glenn coordinates purchase and EPR together.

Check Eligibility Full Residency Guide

Kamalame Cay vs Montage Cay

FactorKamalame CayMontage Cay
IslandAndros (96 acres)Abacos (53 acres)
StatusEstablished resort, operatingUnder construction (2026 opening)
Entry priceFrom $1.2M (land)From $8.1M
Residences~75 planned47 total
ManagementFamily-run resortMontage Hotels branded
DivingThird largest barrier reefGood (Sea of Abaco)
MarinaSmall marina + dive shop47-slip, vessels to 110 ft
SpaOnly overwater spa in BahamasMontage signature spa
Rental programmeYes (operating now)Future (post-opening)
AccessSeaplane from Nassau ~15 minYacht/seaplane/helicopter
Montage Cay Guide
Glenn Ferguson
Glenn Ferguson — Expert Quote: Kamalame Cay is the kind of property that you either understand immediately or you do not. If you want branded luxury with a big marina, look at Montage Cay or Bakers Bay. But if you want a private island with an established resort, world-class diving on the third largest barrier reef, the only overwater spa in The Bahamas, and entry prices starting at $1.2 million instead of $8 million, Kamalame is hard to beat. The rental programme generates income through the operating resort from day one — you are not waiting for construction to finish. I provide comparable closed sale data, annual holding cost projections including the seasonal closure factor, and EPR coordination for every Kamalame buyer.

Glenn Ferguson — BREA Licensed Bahamas Real Estate Agent #1247 / Bahamas MLS Member / Residency Consultant / 24+ Years All Islands

Get Current Kamalame Cay Availability

Glenn provides villa-specific pricing, comparable data, rental projections, and EPR coordination.

Request Kamalame Cay Information

Include your budget, preferred property type, and whether you need EPR coordination.

BREA Licensed Agent Bahamas MLS Member 24+ Years Experience Zero Cost to Buyer

Frequently Asked Questions

How much does Kamalame Cay real estate cost?

Homesites from $1.2M. Turnkey villas $2.4M-$6M+. Plus 8-11% closing costs. On $3M = ~$248K-$296K closing. Closing Cost Calculator.

Where is Kamalame Cay?

96-acre private island off northeast Andros. Less than a mile from the third largest barrier reef. Seaplane from Nassau ~15-20 minutes, or ferry from Fresh Creek.

Does buying qualify for residency?

$1M+ = EPR. $1.5M+ = accelerated ~3 weeks. Most Kamalame villas qualify for accelerated. Check Eligibility.

What amenities does Kamalame offer?

Only overwater spa in Bahamas, 3-mile beach, fine dining (Great House), Tiki Bar, heated pool, clay tennis, yoga, marina, dive shop, kayaks, paddleboards, cinema, golf carts.

How does Kamalame compare to Montage Cay?

Kamalame: established resort, Andros, from $1.2M, barrier reef, overwater spa. Montage: under construction, Abacos, from $8.1M, branded luxury. Lower entry but less marina infrastructure. Montage Cay.

Can I earn rental income?

Yes. Operating resort rental programme from day one. Nightly rates $500-$2,500+. High season Dec-Apr. Resort closed late Aug-late Oct (hurricane season). Glenn provides rental projections.

What are the annual costs?

$3M owner-occ: tax ~$26K, insurance $30K-$90K (island), resort fees + utilities. Non-owner tax higher. Tax Calculator.

Who should I call to buy at Kamalame Cay?

Call Glenn Ferguson at +1-242-395-8495. BREA Licensed Bahamas Real Estate Agent, 24+ years. Pricing + availability + closing costs + EPR. Zero cost to buyer. View Glenn's credentials.

Sources

  1. Kamalame Cay (kamalame.com) — resort details, amenities, real estate page
  2. Coldwell Banker Lightbourn Realty — Kamalame Cay active listings
  3. Thompson Group Bahamas — Kamalame Cay listing data ($1.2M-$5.99M)
  4. Real Property Tax Act, as amended 2023 — owner-occupied and non-owner tiers, $150K cap
  5. VAT (Amendment) Act, 2022 — 10% VAT on conveyance
  6. Bahamas Immigration Department — EPR requirements ($1M+ threshold, Jan 2025)
  7. BREA (breabahamas.com) — agent licensing

Private Island Living — Established and Accessible

Kamalame Cay offers what very few properties in The Bahamas can: established private island living with an operating resort, the only overwater spa in the country, and entry prices starting at $1.2 million — a fraction of comparable private island developments. The Andros Barrier Reef location adds world-class diving that no Nassau development can match. Glenn Ferguson provides the complete picture for every listing.

Disclaimer: Pricing, availability, and resort amenities are subject to change. This page is not affiliated with Kamalame Cay or Viceroy Luxury Real Estate Group. Consult a qualified Bahamas attorney and your home-country tax advisor. Glenn Ferguson is a licensed Bahamas Real Estate Agent (BREA #1247) and Residency Consultant — not a lawyer, accountant, or tax advisor.

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