Andros Island Real Estate (2026) | Bahamas
Largest Island — Third Largest Barrier Reef — Best Value

Andros Island Real Estate

The largest island in The Bahamas, the least developed, and the most affordable waterfront market in the country. Barrier reef diving, 200+ blue holes, world-class bonefishing, and Kamalame Cay luxury resort.

Glenn Ferguson
Glenn Ferguson — Licensed Bahamas Real Estate Agent, BREA, Bahamas MLS Member & Residency Consultant · 24+ years
BREA Licensed Agent Bahamas MLS

Andros — The Bahamas' Best-Kept Secret

Andros is the largest island in The Bahamas at approximately 2,300 square miles — larger than all other Bahamian islands combined. It is also the least developed, with a population of only about 7,000. This combination produces the most affordable waterfront real estate in the country: beachfront homes from $150,000, large parcels from $200,000, and inland lots from $25,000.

The island sits adjacent to the Andros Barrier Reef — the third largest barrier reef system in the world, stretching 190 miles along the eastern coast. Andros contains over 200 blue holes (more than anywhere on Earth), world-class bonefishing flats that draw anglers from every continent, and vast tracts of untouched pine forest, mangrove creek systems, and pristine coastline.

The luxury anchor is Kamalame Cay, a 96-acre private island resort with villas from $1.2M-$6M+ and the Bahamas' only overwater spa. For buyers seeking value, Andros mainland offers waterfront property at 40-60% below comparable Nassau prices.

Investment case: Andros is where Nassau was 30 years ago — affordable waterfront with genuine appreciation potential as infrastructure improves and tourism expands. The government has designated Andros a priority development zone. For buyers who can tolerate basic infrastructure today, the long-term value proposition is compelling.

Areas of Andros

AreaPrice RangeCharacterAccess
North Andros (Nicholls Town, Morgan's Bluff)$25K-$500KMost developed, fast ferry to NassauSan Andros Airport (SAQ)
Fresh Creek / Andros Town$50K-$750KCommercial centre, barrier reef accessFresh Creek Airport (ASD)
Kamalame Cay$1.2M-$6M+Private island resort, overwater spaSeaplane / ferry from Fresh Creek
Mangrove Cay$25K-$300KVery secluded, bonefishingFerry from Fresh Creek
South Andros (Congo Town, Driggs Hill)$25K-$400KExcellent bonefishing, remoteCongo Town Airport (TZN)

All prices approximate, March 2026. Plus 8-11% buyer-side closing costs. Glenn provides area-specific comparable data and infrastructure assessments.

What Andros Property Costs

Property TypeAndros PriceComparable Nassau
Inland lots (0.25-1 acre)$25,000-$75,000$150,000-$400,000
Waterfront lots (0.5-5 acres)$75,000-$300,000$500,000-$2M+
Waterfront homes (2-3 BR)$150,000-$500,000$600,000-$2M+
Large beachfront parcels (5-50+ acres)$200,000-$2M+$2M-$20M+
Kamalame Cay villas$1.2M-$6M+N/A (unique)
AI Property Finder Under $500K

What Andros Offers

Third largest barrier reef: The Andros Barrier Reef stretches 190 miles along the eastern coast — the largest in the Western Hemisphere. World-class wall diving, snorkelling, and reef fishing directly offshore.

200+ blue holes: More blue holes than anywhere on Earth, including both inland (freshwater) and ocean varieties. Captain Bill's Blue Hole, the Church Blue Hole, and Guardian Blue Hole draw divers and researchers worldwide.

Bonefishing capital: Andros' vast shallow flats are widely considered the best bonefishing grounds in the world. Guided fishing lodges operate across North, Central, and South Andros.

Nature: The island contains the largest tract of undeveloped land in The Bahamas — dense coppice and pine forest, mangrove creek systems, and miles of uninhabited coastline. Bird watching, kayaking, and eco-tourism are growing segments.

Proximity to Nassau: 15-20 minute flight or fast ferry ride from the capital. Close enough for day trips but a completely different world.

Closing and Holding Costs

Cost ItemRateOn $150KOn $500KOn $1.2M
VAT on conveyance (buyer 50%)5%$7,500$25,000$60,000
Legal fees (incl. 10% VAT)2.75-3.85%$4,125-$5,775$13,750-$19,250$33,000-$46,200
Title insurance0.5-1%$750-$1,500$2,500-$5,000$6,000-$12,000
BIA registrationNominal~$250~$250~$250
Total buyer-side8-11%$12K-$15K$41K-$50K$99K-$118K

Annual Property Tax

Owner-occupied: first $300K exempt, 0.625% on $300K-$500K, 1% above $500K, capped $150K/yr. Non-owner: 1% first $500K, 2% above. A $300K Andros waterfront home (owner-occupied): $0/year in property tax. A $500K home: $1,250/year.

Closing Cost Calculator Property Tax Calculator

Honest Risks of Buying on Andros

Infrastructure: BPL electricity is inconsistent in some areas — budget for a generator. Water supply may require cisterns or wells. Internet is improving but slower than Nassau. Roads vary in quality, especially in South Andros.
Resale liquidity: Andros properties take significantly longer to sell than Nassau. The buyer pool is smaller. If you need to exit quickly, Andros is not the right market.
Healthcare: Basic clinics exist but serious medical needs require evacuation to Nassau. Medical evacuation insurance is essential for full-time residents.
Hurricane insurance: Island location means higher premiums (1-3% of value). CBS construction and elevated foundations reduce rates. Many older Andros structures are wood-frame.
The opportunity side: These infrastructure limitations are exactly why Andros is priced 40-60% below Nassau. Buyers who can tolerate current conditions are positioning themselves for long-term appreciation as the government's Andros development priority brings improved roads, utilities, and services.
Glenn Ferguson
Glenn Ferguson — Expert Quote: Andros is the most misunderstood market in The Bahamas. Most agents focus on Nassau and Paradise Island because the commissions are higher. But Andros offers something no other island can: beachfront property from $150,000, the third largest barrier reef in the world right offshore, over 200 blue holes, and the best bonefishing on Earth. The infrastructure is basic and the resale market is thin — I tell every buyer that upfront. But for someone who wants waterfront at a fraction of Nassau prices and is willing to accept the trade-offs, there is no better value in the Caribbean. I provide area-specific infrastructure reports, title searches, and insurance assessments before any buyer commits.

Glenn Ferguson — BREA Licensed Bahamas Real Estate Agent / Bahamas MLS Member / Residency Consultant / 24+ Years All Islands

Get Andros Listings Matched to Your Budget

Glenn provides MLS data, infrastructure assessments, and closing cost projections for any Andros property.

Request Andros Property Information

Include your budget, preferred area, and goals (personal use, fishing lodge, eco-tourism, or investment).

BREA Licensed Agent Bahamas MLS Member 24+ Years All Islands Zero Cost to Buyer

Frequently Asked Questions

How much does Andros property cost?

Inland lots $25K-$75K. Waterfront homes $150K-$500K. Large parcels $200K-$2M+. Kamalame Cay $1.2M-$6M+. Plus 8-11% closing. Closing Cost Calculator.

Why is Andros the best value?

Largest island (2,300 sq mi), least developed (~7,000 population), 40-60% below comparable Nassau waterfront. Third largest barrier reef, 200+ blue holes, world-class bonefishing.

What areas have property for sale?

North Andros (most developed), Fresh Creek (commercial centre), Kamalame Cay (luxury resort), Mangrove Cay (secluded), South Andros (bonefishing). Kamalame Cay Guide.

Does buying qualify for residency?

$1M+ = EPR. Below $1M: HORC ($500/yr). Most Andros mainland is below $1M (HORC). Kamalame villas all qualify for accelerated EPR. Check Eligibility.

How do I get there?

Three airports: San Andros (SAQ), Fresh Creek (ASD), Congo Town (TZN). 15-20 min flights from Nassau. Fast ferry to North Andros. Kamalame: seaplane/ferry from Fresh Creek.

What are the risks?

Basic infrastructure (electricity, water, internet). Thin resale market. Healthcare requires Nassau evacuation for serious needs. Higher hurricane insurance. Glenn provides area-specific assessments.

Is Andros good for fishing property?

Best bonefishing in the world. Multiple fishing lodges operate across all areas. Waterfront property with dock access from $150K. Ideal for personal fishing retreats or eco-tourism lodges.

Who should I call to buy Andros real estate?

Call Glenn Ferguson at +1-242-395-8495. BREA Licensed Agent, 24+ years all islands. MLS data + infrastructure reports + title searches + EPR. Zero cost to buyer. View Glenn's credentials.

Sources

  1. Bahamas MLS — Andros listing data
  2. Bahamas National Trust — blue holes count, barrier reef data
  3. Kamalame Cay (kamalame.com) — resort and real estate details
  4. Real Property Tax Act, as amended 2023 — owner and non-owner tiers, $150K cap
  5. VAT (Amendment) Act, 2022 — 10% VAT on conveyance
  6. Bahamas Immigration Department — EPR/HORC requirements
  7. BREA (breabahamas.com) — agent licensing

The Best Value Waterfront in The Bahamas

Andros delivers what no other Bahamian island can: the largest land mass, the best reef, the most blue holes, the finest bonefishing, and the lowest waterfront prices in the country. The infrastructure trade-offs are real, but for buyers who understand them, Andros represents the strongest long-term value in Caribbean real estate. Glenn Ferguson provides the on-the-ground assessments that make informed Andros purchases possible.

Disclaimer: This page is for informational purposes only. Infrastructure, utilities, and services vary significantly by area within Andros. Consult a qualified Bahamas attorney and conduct thorough due diligence including infrastructure assessment. Glenn Ferguson is a licensed Bahamas Real Estate Agent (BREA #1247) and Residency Consultant — not a lawyer, accountant, or insurance advisor.

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